A student apartment in Sofia: when buying in the centre makes more sense than renting

This article looks at when buying anapartment in central Sofia is the more sensible decision, how it is financed and what happens to the property after the student years. In brief Buying a student apartment in Sofia can be financially justified with a horizon of at least 5-7 ye...

An off-plan apartment before Act 16: what you own and how it is transferred

The text below is an informational overview of the practice, not legal advice: the specific transaction is always structured with a property lawyer, on the basis of the specific documents. In brief Before Act 16, the buyer of an off-plan apartment holds either a right to build...

Furnishing and Moving Into a New Apartment in Central Sofia: From Keys to a Finished Home

Furnishing a new apartment in central Sofia turns bare but high-quality walls into a real home, and this is where good preparation makes the difference between a smooth move and months of chaos. New construction gives you an excellent base, but furniture, lighting, the kitchen an...

Restitution, Encumbrances and Mortgages: Legal Risks When Buying Property in Central Sofia in 2026

A property encumbrance check when buying in Sofia is not a formality here. It is protection against expensive surprises: old mortgages, registered attachments and restitution claims that may emerge years after a transaction. The older the building and the more complicated the own...

The real cost of an apartment in central Sofia - area, VAT, common parts and parking 2026

Between the number in the price list and the real cost to the buyer sit several components: how area is calculated, whether VAT is included, the common area percentage, parking space cost, finishing value, and transaction fees. Here is a breakdown of each component with concrete...

How to read a developer offer in central Sofia - price, area, payments and hidden costs 2026

Two apartments with the same listed price may cost differently if one includes VAT and the other does not, if areas are calculated by different standards, or if hidden costs are not mentioned. Here is how to read an offer critically, what to ask before signing a preliminary contr...